Investing So, what is the difference? Saving vs. InvestingA simple rule of thumb is if the money is intended to be used within 5 years, that’s Saving. If the money is being set aside to be used more than 5 years from now, that calls for Investing.Like so many other ideas, there are some exceptions. For example, if you are retiring in less than 5 years, you’re investing.But what is investing? Put simply, it is putting your money to work within a plan (very important) that is intended to provide you a return in addition to the money you put into it. Stocks, bonds, mutual funds, and REIT’s (Real Estate Investment Trusts) are just a few possible investments that can be used as part of an overall investment plan. And using a licensed, independent, Investment Planner will open your plan up to a number of different investment types that may not be offered everywhere.Contact us for a free consultation. Ask some questions. Learn what is possible with the right advisor.